Why it’s Cheaper to Keep Fit and Healthy During Christmas!

What is the link between life insurance and Christmas food?  

While at first this question may seem to be something of a cryptic puzzle, there is in fact a relationship between the two when it comes to health and well being.

For many people Christmas is a time of feasting, but just which elements go together to constitute this celebration through consumption can have a significant influence on an individual’s well-being.

Over consumption of fatty and sweet foods, not to mention alcohol, can have several negative effects on health, but what many people do not realise is that putting on extra weight at Christmas can actually take you into a higher price band when you start looking at the cover options offered by the leading life insurance companies in the UK.

Obesity is an increasing concern for the insurance companies, and when you think about it, this should come as no surprise.  Research has shown that obesity increases the likelihood of developing type 2 diabetes, as well as heart and liver disease, and even some cancers.

You don’t need to be a doctor to realise that these conditions are serious enough to be life threatening – and anything that increases your risk of mortality will of course make pretty much all of the life cover options that you look at more expensive.

What to do about Christmas?

So what can be done to avoid both the potential health risks and subsequent inflation of the cost of life cover options associated with piling on the pounds at Christmas?

Perhaps the most important thing is to recognise the impact that all of the pre and post Christmas parties can have on your calorific intake.  While the Christmas day meal itself can easily amount to around 3,500 calories, this is only enough to create an extra pound of bodyweight, and that is only if these calories are taken in addition to your regular daily energy requirements.

With the average weight gain for an adult in the UK hovering around 6lb (2.73 kg) during the festive period, it is pretty clear that the Christmas meal alone is not the main ‘villain’ during the yuletide celebrations.

For a lot of people, it is the addition of the canapés and alcoholic drinks – that feature in so many Christmas parties – that boosts calorific intake, and causes weight gain.  However, this does not mean that you need to steer clear of all parties!

A bit of discretion when it comes to food and drink selection can have a surprisingly significant impact – and it’s not rocket science.

Switching creamy drinks like Bailey’s for glasses of wine, and making sure that you alternate alcoholic drinks with glasses of water will reduce ‘empty’ calorie intake.

At a time of year when fizz is popular, you can also mix white wine with carbonated water to create spritzers, making each glass of wine last longer – and as well as cutting back the calories, this also makes it easier to avoid over-consumption and hangover.

When it comes to healthy food selection at Christmas, check out the NHS’s healthy Christmas advice here.

Peter Jensen

Peter Jensen

Male, Manchester

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